ALBANIAN ASSOCIATION OF BANKS
                            SHOQATA SHQIPTARE E BANKAVE
                                                                              Credit to Economy by Subjects
                                                                                                        March-12
                                                                                                   Operative data* 
                                                                                                 Outstanding                      New Loans                     Outstanding 
                                                     (in '000 ALL)                           Loan Balance at                      during the               Loan Balance end 
                                                                                             begin of month                          month                        of month 
                                                                                                          1                               2                               3
                                        Short-term Loans                                           187,762,547        15,474,038         187,762,547 
                                        ALL                                                          69,721,172          6,212,222           69,721,172 
                                        Government Sector                                                 8,106,204                  13,000                8,106,204 
                                        Small business                                                    7,371,500                864,304                7,371,500 
                                        Medium size business                                            10,556,667                764,965              10,556,667 
                                        Big Business                                                    37,361,583             4,152,771              37,361,583 
                                        Individuals                                                       6,325,218                417,181                6,325,218 
                                        Foreign Currency                                           118,041,375          9,261,816         118,041,375 
                                        Government Sector                                               10,254,536                    2,716              10,254,536 
                                        Small business                                                    8,802,043                579,059                8,802,043 
                                        Medium size business                                            17,969,941             1,366,491              17,969,941 
                                        Big Business                                                    78,377,952             6,996,687              78,377,952 
                                        Individuals                                                       2,636,903                316,865                2,636,903 
                                        Mid-term Loans                                             100,900,910          4,494,625         102,178,976 
                                        ALL                                                          41,000,058          1,561,421           40,359,679 
                                        Government Sector                                                        1,818                          -                         1,616 
                                        Small business                                                  11,058,670                574,032              11,132,482 
                                        Medium size business                                              4,727,829                197,080                4,509,441 
                                        Big Business                                                    10,684,341                361,640              10,450,297 
                                        Individuals                                                     14,527,400                428,669              14,265,844 
                                        Foreign Currency                                             59,900,851          2,933,205           61,819,297 
                                        Government Sector                                                              -                              -                               -   
                                        Small business                                                    9,220,446                  72,759                9,180,171 
                                        Medium size business                                            11,975,611                343,644              12,289,735 
                                        Big Business                                                    33,541,347             2,295,203              34,443,215 
                                        Individuals                                                       5,163,446                221,598                5,906,177 
                                        Long-term loans                                            241,895,513          4,872,625         243,083,935 
                                        ALL                                                          68,592,187          1,545,372           69,578,401 
                                        Government Sector                                                      15,594                          -                       15,594 
                                        Small business                                                    9,459,788                238,348                9,554,157 
                                        Medium size business                                              5,199,380                549,405                6,508,717 
                                        Big Business                                                    13,204,625                  48,993              12,501,901 
                                        Individuals                                                     40,712,799                708,627              40,998,032 
                                        Foreign Currency                                           173,303,326          3,327,252         173,505,535 
                                        Government Sector                                                              -                              -                               -   
                                        Small business                                                  22,338,880             1,011,541              22,536,055 
                                        Medium size business                                            23,261,237                766,614              23,410,818 
                                        Big Business                                                    55,340,783                887,899              55,973,196 
                                        Individuals                                                     72,362,425                661,197              71,585,466 
                                        TOTAL                                                      530,558,970        24,841,288         538,710,471 
                                                                                                                                                     Source: Bank of Albania
                           *Note:  Loan figures are reported without calculated interests 
                                          and include loans to residents only