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Health Micro-Insurance Schemes:
Feasibility Study Guide
Volume 1: Procedure
The Strategies and Tools against social Exclusion and Poverty global programme (STEP) of
the International Labour Organization (ILO) is active in two interdependent thematic areas: the
extension of social protection to the excluded and integrated approaches to social inclusion.
STEP supports the design and dissemination of innovative systems intended to extend social
protection to excluded populations, particularly in the informal economy. It focuses in particular
on systems based on the participation and organization of the excluded. STEP also contributes
to strengthening links between these systems and other social protection mechanisms. In this
way, STEP supports the establishment of coherent national social protection systems, based on
the values of efficiency, equity and solidarity.
STEPs action in the field of social protection is placed in the broader framework of combat-
ing poverty and social exclusion. It gives special emphasis to improving understanding of the
phenomena of social exclusion and to consolidating integrated approaches at the methodo-
logical level which endeavour to reduce this problem. STEP pays special attention to the rela-
tionship between the local and national levels, while at the same contributing to international
activities and agenda.
STEP combines different types of activities: studies and research; the development of meth-
odological tools and reference documents, training, the execution of field projects, technical
assistance for the definition and implementation of policies and the development of networking
between the various actors.
The programmes activities are carried out within the Social Security Department of the ILO,
and particularly its Global Campaign on Social Security and Coverage for All.
STEP Programme
Social Security Department
International Labour Office
4, route des Morillons
CH-1211 Geneva 22
Switzerland
Tel: (+41 22) 799 6544
Fax: (+41 22) 799 6644
Email: step@ilo.org
http://www.ilo.org/step
Health Micro-Insurance Schemes:
Feasibility Study Guide
Volume 1: Procedure
International Labour Office Geneva
Copyright © International Labour Organization 2005
First published 2005
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ILO / STEP
Health Micro-Insurance Schemes: Feasibility Study Guide
Geneva, International Labour Office, Strategies and Tools against social Exclusion and Poverty (STEP) Programme, 2005
ISBN Volume 1: 92-2-116571-X (print)
ISBN Volume 2: 92-2-116572-8 (print)
ISBN Volume 1 and 2: 92-2-116573-6 (print)
ISBN Volume 1: 92-2-117469-7 (web pdf)
ISBN Volume 2: 92-2-117470-0 (web pdf)
ISBN Volume 1 and 2: 92-2-117471-9 (web pdf)
Guide, health insurance, mutual benefit society, management, evaluation. 02.03.2
Also available in French: Guide pour létude de faisabilité de systèmes de micro-assurance santé
(ISBN volume 1: 92-2-216571-3, ISBN volume 2: 92-2-216572-1, ISBN volumes 1 and 2: 92-2-216573-X), Geneva, 2005
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