THE SECOND SCHEDULE TO THE BANKING COMPANIES ORDINANCE, 1962
                                                                     (See Section 34)
                     STATEMENT OF FINANCIAL POSITION AS AT ____________
                                                                                                Note (Current Year)  (Prior Year)
                                                                                                             Rupees in '000 
                     ASSETS
                     Cash and balances with treasury banks                                       5       xxxxxxxx      xxxxxxxx 
                     Balances with other banks                                                   6       xxxxxxxx      xxxxxxxx 
                     Lendings to financial institutions                                          7       xxxxxxxx      xxxxxxxx 
                     Investments                                                                 8       xxxxxxxx      xxxxxxxx 
                     Advances                                                                    9       xxxxxxxx      xxxxxxxx 
                     Fixed assets                                                                10      xxxxxxxx      xxxxxxxx 
                     Intangible assets                                                           11      xxxxxxxx      xxxxxxxx 
                     Deferred tax assets                                                         12      xxxxxxxx      xxxxxxxx 
                     Other assets                                                                13      xxxxxxxx      xxxxxxxx 
                                                                                                         xxxxxxxx      xxxxxxxx 
                     LIABILITIES
                     Bills payable                                                               15      xxxxxxxx      xxxxxxxx 
                     Borrowings                                                                  16      xxxxxxxx      xxxxxxxx 
                     Deposits and other accounts                                                 17      xxxxxxxx      xxxxxxxx 
                     Liabilities against assets subject to finance lease                         18      xxxxxxxx      xxxxxxxx 
                     Subordinated debt                                                           19      xxxxxxxx      xxxxxxxx 
                     Deferred tax liabilities                                                    20      xxxxxxxx      xxxxxxxx 
                     Other liabilities                                                           21      xxxxxxxx      xxxxxxxx 
                                                                                                         xxxxxxxx      xxxxxxxx 
                     NET ASSETS                                                                          xxxxxxxx      xxxxxxxx 
                     REPRESENTED BY
                     Share capital/ Head office capital account - net                            22      xxxxxxxx      xxxxxxxx 
                     Reserves                                                                            xxxxxxxx      xxxxxxxx 
                     Surplus/ (Deficit) on revaluation of assets                                 23      xxxxxxxx      xxxxxxxx 
                     Unappropriated/ Unremitted profit                                                   xxxxxxxx      xxxxxxxx 
                                                                                                         xxxxxxxx      xxxxxxxx 
                     CONTINGENCIES AND COMMITMENTS                                               24
                     The annexed notes 1 to 48 and annexures I and II form an integral part of these financial statements. 
                     ________________________     ___________________         ___________           ___________                         ___________
                       President/Chief Executive           Chief Financial Officer               Director                   Director                                 Director
                                                                                                  Format of Annual Financial Statements
              PROFIT AND LOSS ACCOUNT FOR THE YEAR ENDED _________
                                                                                         Note (Current Year)  (Prior Year)
                                                                                                      Rupees in ‘000
             Mark-up/Return/Interest Earned                                               26     xxxxxxxx      xxxxxxxx
             Mark-up/Return/Interest Expensed                                             27     xxxxxxxx      xxxxxxxx
             Net Mark-up/ Interest Income                                                        xxxxxxxx      xxxxxxxx
             NON MARK-UP/INTEREST INCOME
             Fee  and Commission  Income                                                  28     xxxxxxxx      xxxxxxxx
             Dividend Income                                                                     xxxxxxxx      xxxxxxxx
             Foreign Exchange Income                                                             xxxxxxxx      xxxxxxxx
             Income / (loss) from derivatives                                                    xxxxxxxx      xxxxxxxx
             Gain / (Loss) on securities                                                  29     xxxxxxxx      xxxxxxxx
             Other Income                                                                 30     xxxxxxxx      xxxxxxxx
             Total non-markup/interest Income                                                    xxxxxxxx      xxxxxxxx
             Total Income                                                                        xxxxxxxx      xxxxxxxx
             NON MARK-UP/INTEREST EXPENSES
             Operating expenses                                                           31     xxxxxxxx      xxxxxxxx
             Workers Welfare Fund                                                                xxxxxxxx      xxxxxxxx
             Other charges                                                                32     xxxxxxxx      xxxxxxxx
             Total non-markup/interest expenses                                                  xxxxxxxx      xxxxxxxx
             Profit / (Loss) Before Provisions                                                   xxxxxxxx      xxxxxxxx
             Provisions and write offs - net                                              33     xxxxxxxx      xxxxxxxx
             Extra ordinary / unusual items (to be specified)                                    xxxxxxxx      xxxxxxxx
             PROFIT/(LOSS) BEFORE TAXATION                                                       xxxxxxxx      xxxxxxxx
             Taxation                                                                     34     xxxxxxxx      xxxxxxxx
             PROFIT/(LOSS) AFTER TAXATION                                                        xxxxxxxx      xxxxxxxx
                                                                                                         Rupees
             Basic Earnings/(Loss) per share                                              35     xxxxxxxx      xxxxxxxx
             Diluted Earnings/(Loss) per share                                            36     xxxxxxxx      xxxxxxxx
             The annexed notes 1 to 48 and annexures I and II form an integral part of these financial statements. 
             ________________________     ___________________         ___________           ___________                         ___________
               President/Chief Executive           Chief Financial Officer               Director                   Director                                 Director
                                                                                    Format of Annual Financial Statements
              STATEMENT OF COMPREHENSIVE INCOME
              FOR THE YEAR ENDED _________
                                                                                                         Current Year     Prior Year 
                                                                                                     -------------(Rupees in ‘000)-------------
              Profit after taxation for the year                                                            xxxxxx          xxxxx 
              Other comprehensive income
              Items that may be reclassified to profit and loss account in subsequent periods:
              Effect of translation of net investment in foreign branches                                   xxxxxx          xxxxx 
              Movement in surplus / (deficit) on revaluation of investments - net of tax                    xxxxxx          xxxxxx 
              Others (to be specified)                                                                      xxxxxx          xxxxx 
                                                                                                            xxxxxx          xxxxxx 
              Items that will not be reclassified to profit and loss account in subsequent periods:
              Remeasurement gain / (loss) on defined benefit obligations - net of tax                       xxxxxx          xxxxx 
              Movement in surplus on revaluation of operating fixed assets - net of tax                     xxxxxx          xxxxxx 
              Movement in surplus on revaluation of non-banking assets - net of tax                         xxxxxx          xxxxxx 
              Others (to be specified)                                                                      xxxxxx          xxxxx 
                                                                                                            xxxxxx          xxxxx 
              Total comprehensive income                                                                     xxxxx          xxxxx 
              The annexed notes 1 to 48 and annexures I and II form an integral part of these financial statements. 
              ________________________     ___________________         ___________           ___________                    __________
                President/Chief Executive              Chief Financial Officer               Director                    Director                             Director
                                                                                            Format of Annual Financial Statements
              STATEMENT OF COMPREHENSIVE INCOME
              FOR THE YEAR ENDED DECEMBER 31, 2015
                                                                                                         Current Year    Prior Year 
                                                                                                     -------------(Rupees in ‘000)-------------
              Profit after taxation for the year                                                            xxxxxx          xxxxx 
              Other comprehensive income
              Items that may be reclassified to profit and loss account in subsequent periods:
              Effect of translation of net investment in foreign branches                                   xxxxxx          xxxxx 
              Others (to be specified)                                                                      xxxxxx          xxxxx 
                                                                                                            xxxxxx         xxxxxx 
              Items that will not be reclassified to profit and loss account in subsequent periods:
              Remeasurement gain / (loss) on defined benefit obligations - net of tax                       xxxxxx          xxxxx 
              Others (to be specified)                                                                      xxxxxx          xxxxx 
                                                                                                            xxxxxx          xxxxx 
              Comprehensive income transferred to statement of changes in equity                             xxxxx          xxxxx 
              Components of comprehensive income not reflected in equity
              Items that may be reclassified to profit and loss account in subsequent periods:
              Movement in surplus on revaluation of available for sale securities - net of tax              xxxxxx         xxxxx
              Others (to be specified)                                                                      xxxxxx         xxxxx
                                                                                                            xxxxxx         xxxxx
              Items that will not be reclassified to profit and loss account in subsequent periods:
              Movement in surplus on revaluation of fixed assets - net of tax                               xxxxxx         xxxxx
              Others (to be specified)                                                                      xxxxxx         xxxxx
                                                                                                            xxxxxx         xxxxx
              Total comprehensive income                                                                    xxxxxx         xxxxxx
              The annexed notes 1 to 49 form an integral part of these accounts.
              ________________________                      ___________                        ___________                         ___________
                President/Chief Executive                               Director                                  Director                                 Director
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